Over the course of the next five months, I will detail the home building process that takes place at Country Faire in Linden. The events will be described from my perspective and not as an authoritative figure. I've never personally built a home, so I am NOT an authority. However, having been with Raymus Homes for nearly three years, I have picked up bits and pieces of the process. And they should know...the Raymus family has been building homes in the Central Valley since the 1940s.
With each post, I will provide photos or videos of recent activity with a description of the work that has transpired. I'll document the process from foundation to completion...also known as moving day!
So let's get started!!
Friday, October 24, 2008
Saturday, October 18, 2008
FREE PUMPKINS - Come out TODAY and get your free pumpkin
Hey Everybody!
I wanted to let you know that we are giving away free pumpkins! Look at all those pumpkins....
Thanks to Jason for bringing the kids by. I'm sure they'll have a blast carving them. Come see us at Country Faire in Linden to get your free pumpkins.
While supplies last....so you'd better hurry!
Call for directions: 209.887.2172
Saturday, October 4, 2008
Saturday, September 13, 2008
Mortgage Rates Fall Below 6%
NOW IS THE TIME TO BUY!!!
The interest rate on 30 year mortgages fell below 6% on Thursday. It has been nearly four months since we saw loan rates this low. Many credit analysts feel that this decrease in rates can be attributed to the Fed's take over of Fannie Mae and Freddy Mac.
If you have been on the fence, waiting for prices to fall even further, now is the time to buy. A reduction in interest rate will affect the overall payment more so than a price reduction. To see how much the rate change affects your payment.
For a personalized loan payment review, please give us a call today at 209.887.2172
The interest rate on 30 year mortgages fell below 6% on Thursday. It has been nearly four months since we saw loan rates this low. Many credit analysts feel that this decrease in rates can be attributed to the Fed's take over of Fannie Mae and Freddy Mac.
If you have been on the fence, waiting for prices to fall even further, now is the time to buy. A reduction in interest rate will affect the overall payment more so than a price reduction. To see how much the rate change affects your payment.
For a personalized loan payment review, please give us a call today at 209.887.2172
Sunday, August 3, 2008
Save with the First-Time Home Buyer Tax Credit
If you are a first-time homebuyer, then TODAY is the day to jump into home ownership.
Take advantage of today's low interest rates and motivated pricing at Country Faire in Linden.
For a limited time, the the Housing and Economic Recovery Act of 2008 will provide first-time home buyers with a $7,500 tax credit. For details regarding the tax credit, give us a call TODAY!
Take advantage of today's low interest rates and motivated pricing at Country Faire in Linden.
For a limited time, the the Housing and Economic Recovery Act of 2008 will provide first-time home buyers with a $7,500 tax credit. For details regarding the tax credit, give us a call TODAY!
Saturday, July 26, 2008
Housing Starts up 9.1% in June
According to the the U.S. Census Bureau News Press Release from July 17th, housing starts were up 9.1% over May. In the July 18th issue of the Gartman Letter L.C., Dennis Gartman provides a correlation between housing starts and past recessions. An excerpt has been provided below.
"Looking at the data, we note that U.S. housing starts rose a shocking 9.1% in June compared to May, for an annualised starts figure of 1.09 million. Historically, recessions in U.S. housing end when annualised starts dip below 1.0 million and then turn higher. Indeed the consistency with which this happens from recession to recession is really quite extraordinary. From the 70's onward, each "official" recession ended shortly after housing starts began to turn up swiftly from their previous plunge...always after having fallen below the psychologically important 1.0 million figure. Looking back at those recessions, we note that starts fell to approximately 0.8 million in early '75, almost coextensive with the huge recession that had begun in late '73. In the short, but nonetheless very serious recession of '80, starts fell to about .85 million before turning higher and during the recession of '80-'82, starts fell towards .75 million but then turned higher...swiftly. Jumping forward to the recession of '90-'91, housing starts fell to .75 million and turned higher..which brings us to where we stand this morning. Having risen to 1.75 million annual home starts back in mid -'05, and having risen relentlessly from the last recession-bounded low noted just above, "starts" broke their uptrend line and have been falling ever since...until these past two months. Does that mean the worst of the housing market is behind us? Yes, that is what it means."
http://www.thegartmanletter.com/
"Looking at the data, we note that U.S. housing starts rose a shocking 9.1% in June compared to May, for an annualised starts figure of 1.09 million. Historically, recessions in U.S. housing end when annualised starts dip below 1.0 million and then turn higher. Indeed the consistency with which this happens from recession to recession is really quite extraordinary. From the 70's onward, each "official" recession ended shortly after housing starts began to turn up swiftly from their previous plunge...always after having fallen below the psychologically important 1.0 million figure. Looking back at those recessions, we note that starts fell to approximately 0.8 million in early '75, almost coextensive with the huge recession that had begun in late '73. In the short, but nonetheless very serious recession of '80, starts fell to about .85 million before turning higher and during the recession of '80-'82, starts fell towards .75 million but then turned higher...swiftly. Jumping forward to the recession of '90-'91, housing starts fell to .75 million and turned higher..which brings us to where we stand this morning. Having risen to 1.75 million annual home starts back in mid -'05, and having risen relentlessly from the last recession-bounded low noted just above, "starts" broke their uptrend line and have been falling ever since...until these past two months. Does that mean the worst of the housing market is behind us? Yes, that is what it means."
http://www.thegartmanletter.com/
Sunday, June 29, 2008
2008 Block Party
This year's block party was great fun!
Thanks to Mark and Maribel Candido for the great Tri-Tip and Hot Dogs, Relic for some great music, and L & L Bouncers for the entertaining 5-1 jumper for the kids. It was great seeing all of the families at the block party. Thanks for joining us!
See you next year!
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