I wanted to share some of the interior photos of this new Villa. I will post exterior photos in the days to come.
Friday, March 27, 2009
Look What We've Been Up To!
We just completed our newest model, The Villa. This 3 bedroom, 2 bath home is just the right size at 1372 square feet. This model sits on one of our average-sized home sites which is approximately 7500 square feet. This is country living!
I wanted to share some of the interior photos of this new Villa. I will post exterior photos in the days to come.
I wanted to share some of the interior photos of this new Villa. I will post exterior photos in the days to come.
Monday, March 23, 2009
What's Ahead For Mortgage Rates This Week
A friend of mine in the mortgage industry sends me updates to his blog, where he posts about daily mortgage rates and financial news.
Below is today's update, which I found quite interesting. I thought it was necessary to share with others!
Mortgage markets scored big gains last week, sparked by the Federal Reserves pledge to buy $750 billion more mortgage-backed bonds in 2009. Conforming mortgage rates fell on the week, overall. But Federal Reserve intervention wasn't the only good news for rate shoppers last week. New evidence showed -- for the time being, at least -- that the U.S. economy may be reversing direction:
Homebuilders are breaking ground on new homes again http://tinyurl.com/dd2bvw
First-time jobless claims are falling http://tinyurl.com/d2pnep
Inflation is present and, therefore, deflation is not http://tinyurl.com/dyo3nq
Should the economy continue trend stronger through the summer, it will likely fuel stock market gains, drawing cash away from mortgage bonds. This would lead mortgage rates higher -- perhaps for good. Today's levels are artificially low, after all, supported by government intervention more than economic fundamentals. After the Fed's Wednesday afternoon announcement, rates fell to all-time lows before recovering sharply into the weekend on economic optimism and fears of inflation. This week, the trend higher may continue….
You can read his full blog post at http://www.loanapproval411.com/info_01/page_1.rad
If you have any loan questions please call Daniel Sosa at PMZ Home Loans, (209) 298-8017
Below is today's update, which I found quite interesting. I thought it was necessary to share with others!
Mortgage markets scored big gains last week, sparked by the Federal Reserves pledge to buy $750 billion more mortgage-backed bonds in 2009. Conforming mortgage rates fell on the week, overall. But Federal Reserve intervention wasn't the only good news for rate shoppers last week. New evidence showed -- for the time being, at least -- that the U.S. economy may be reversing direction:
Homebuilders are breaking ground on new homes again http://tinyurl.com/dd2bvw
First-time jobless claims are falling http://tinyurl.com/d2pnep
Inflation is present and, therefore, deflation is not http://tinyurl.com/dyo3nq
Should the economy continue trend stronger through the summer, it will likely fuel stock market gains, drawing cash away from mortgage bonds. This would lead mortgage rates higher -- perhaps for good. Today's levels are artificially low, after all, supported by government intervention more than economic fundamentals. After the Fed's Wednesday afternoon announcement, rates fell to all-time lows before recovering sharply into the weekend on economic optimism and fears of inflation. This week, the trend higher may continue….
You can read his full blog post at http://www.loanapproval411.com/info_01/page_1.rad
If you have any loan questions please call Daniel Sosa at PMZ Home Loans, (209) 298-8017
Saturday, March 21, 2009
Thursday, March 19, 2009
We're Buying Loan Rates Down To 4.00% on 30 Year Fixed Loans
Promotion is valid on new contracts written between 3/1/09 and 3/31/09 on select homes. Promotion available to owner-occupants and is subject to availability, qualification using full documentation and a minimum FICO score of 620. Raymus Homes, Inc reserves the right to change or cancel promotion at anytime, without notice. Funds are limited and based on a first-come, first-serve basis. Promotion must be mentioned at the of contract. (4.601% APR)
Monday, March 16, 2009
Friday, February 20, 2009
New Tax Credits Announced
NEW FEDERAL TAX CREDIT
See below for exciting news from http://www.federalhousingtaxcredit.com/:
"A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid."
This is REAL money! Take advantage today
NEW STATE TAX CREDIT
In addition to the Federal Tax Credit, our state of California is also providing a tax break for those that purchase a NEWLY CONSTRUCTED, PREVIOUSLY UNOCCUPIED HOME
From the California Building Industry Association's website: http://tinyurl.com/bam3m8
"The Assembly passed SB 15XX by Sen. Roy Ashburn, R-Bakersfield, which establishes a tax credit of $10,000 or 5 percent of the purchase price of a newly built home sold between March 1 of this year and March 2010, or when funding is exhausted, whichever comes first."
New home prices have been cut nearly in half, interest rates are at their lowest levels in years, and the government has stepped up with REAL tax credits!
See below for exciting news from http://www.federalhousingtaxcredit.com/:
"A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid."
This is REAL money! Take advantage today
NEW STATE TAX CREDIT
In addition to the Federal Tax Credit, our state of California is also providing a tax break for those that purchase a NEWLY CONSTRUCTED, PREVIOUSLY UNOCCUPIED HOME
From the California Building Industry Association's website: http://tinyurl.com/bam3m8
"The Assembly passed SB 15XX by Sen. Roy Ashburn, R-Bakersfield, which establishes a tax credit of $10,000 or 5 percent of the purchase price of a newly built home sold between March 1 of this year and March 2010, or when funding is exhausted, whichever comes first."
New home prices have been cut nearly in half, interest rates are at their lowest levels in years, and the government has stepped up with REAL tax credits!
NOW IS THE TIME TO BUY
Sunday, December 28, 2008
And the winner is.....
We would like to first give a special thank you to all four competitors in this year's Christmas tree decorating contest at Country Faire. Each entry deserved to be winners in their own right. However, when the votes were tallied there was one clear winner.
3rd Place: SJ County Sheriff's S.T.A.R.S Volunteers $200
4th Place: Linden-Peters Fire Department Family Auxiliary $100
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